So babies are expensive creatures. You’ve got the direct hits on your wallet: buying pants with a wearable life of two weeks before their elasticity is annexed by your baby’s ballooning thighs. Then there’s the stuff you don’t expect. The knock-on costs. Some financial hits happen because of the choices you make once you have a bub. Number 1. Childcare. Being a full-time stay-at-home parent wasn’t an option for either of us. I wrote about this last time, but basically, we both like our work too much. Em and I suffer the Canberra curse. Both sets of parents live interstate. They’re only Newcastle and the Blue Mountains away, so they do visit, and we do go on dates. What we lose are the…